Why Fairmed Is The Best Provider For Your
eCommerce Merchant Processing
Fairmed, Inc. is a service-connected
Disabled Veteran Business Enterprise
Ignite Payments-Fairmed and its DVBE Affiliate Program are wholly owned by Fairmed Inc.
DVBE/CPUC Certification #1238360
Help keep a lid on costs
Go beyond PCI compliance with encryption and tokenization
eCommerce solutions for any situation
Accepting credit cards over the Internet is crucial to the success of most businesses today, regardless of size. With our fully integrated suite of eCommerce solutions, we can handle all your processing needs. This comprehensive set of online payment solutions allows merchants of any size to simply and confidently process all types of online transactions.
Our comprehensive Internet processing solutions include:
Credit card processing - Accept all major credit cards including Visa®, MasterCard®, American Express®, and Discover® Network.
Debit card processing – Accept all major non-PIN debit cards.
Online checks – This optional feature allows a merchant to accept payment by check online. Only the First Data Clover Gateway offers Clover Check Acceptance which allows you to accept online checks with confidence.
Recurring billing – Easily setup payment plans for your customers allowing you to charge their credit cards daily, weekly, monthly, or annually.
Address Verification Service (AVS) – Helps you verify the identity of the person using the card. It compares the address on file with the customer’s bank to the address they provide on your payment page.
Card Verification Value (CVV) – Gives you increased protection against fraud. It compares the 3 or 4 digit value printed on the back of the card with the code on file with the bank.
Payer Authentication (a.k.a. 3DS or 3D Secure) – This optional feature allows you to add Visa®Verified by Visa™ and MasterCard®SecureCode™ which offer the highest form of security available to eCommerce merchants today and trump all other fraud screening tools.
Alternative Payments – This optional feature allows you to seamlessly integrate PayPal™ and Google Checkout™ into your checkout process.
Multiple Users – A merchant can add as many users as he needs and set specific permissions for each.
Swipe Card Transactions – Eliminates the need for a credit card machine by allowing you to use the Clover Gateway with the use of a Cherry® keyboard card reader or a MagTek® Mini Swipe card reader connected to your PC.
PCI DSS Compliant – The Clover Gateway complies with the latest requirements of the PCI Data Security Standards.
Daily Automated Batching – Uploads your daily transactions for settlement processing automatically. You can also upload batches manually at any time.
Customizable Processing Settings – Block credit card numbers, block a person's name, block domain names, block IP and Class C addresses, set a maximum purchase amount, set auto lockout and duplicate lockout times.
Multi–Store Reporting – Allows you to consolidate transaction reports if you have multiple accounts with different store numbers.
Live Gateway Support – Speak with a live technical support representative 24/7 for help with setup and implementation issues.
MyMerchantOffice® – Our exclusive online account manager that allows you to access your Merchant Account information online 24/7
Three More Reasons To Choose Fairmed
- We make sure you get the best possible service and support
- We provide multi-layered, payment card data security with Clover Security
- We are a CA-certified Disabled Veteran Business Enterprise (DVBE)
1. We make sure you get the best possible service and support
At Ignite Payments-Fairmed/Fairmed, Inc., we work hard to ensure you are getting the best possible service and support – seven days a week – 24 hours a day.
No Hassle Installation and Setup
If you're accepting credit/debit cards, you need the proper equipment. For many items, especially point-of-sale terminals, the equipment is shipped with no software or initial data. Most other companies leave it completely up to the merchant to do all the work of contacting support, downloading the necessary software features, and then performing the installation and setup. Since most merchants are not IT specialists nor can they afford to contract one, this can be a time-consuming and frustrating process.
Fairmed eliminates the frustration and hassles. Rather than shipping the terminals directly to you, we have them shipped to our offices first. Then we download all the necessary software features (based on our discussion with you), install them, and then perform a complete system test to ensure everything is working correctly.
Your equipment is then shipped to you fully configured for plug-and-play operation. Fairmed wants you to be 100% satisfied with your new equipment and its configuration. To ensure this, once your equipment is received, installed, and operating, we always call you after your first day of credit card processing to discuss operation, make sure you have no problems, and answer any questions. Of course, our Concierge Customer Service does not stop there. As your processing partner, we do regular, periodic follow-up calls to ensure a successful relationship.
In addition to our conceirge-level customer support, Ignite Payments-Fairmed/Fairmed has First Data as our powerhouse backup; with First Data we have the support, experience, and integrity of 37,000+ employees standing behind us.
Online Training
As a merchant, once you are approved you will have access to your online management gateway, Mymerchantoffice® (MMO). MMO is a dedicated merchant website that allows business owners to access their merchant account information online 24/7 and to reach customer service. Using the website, merchants can also reconcile their deposits, retrieve their deposit information, view detailed reports of their chargeback and retrieval histories, and receive prompt answers to questions they submit via e-mail.
However, MMO is not always intuitive. Fairmed conducts personalized training using online collaborative programs, such as GoToMeeting®, to help you learn how to effectively navigate MMO and take advantage of all its features.
Problem Solving
With over 11 years’ experience in the merchant account/credit card processing business, we are, quite frankly, experts at handling any customer problem. If you have any problem or concern, you only need to call us and we will quickly determine the source of the problem, discern the most effective remedy, and take action to resolve it efficiently and with the least amount of hassle for you.
2. Raising The Bar On Security:
Multi-layered, Payment Card Data Security With Clover Security®
Clover Security – a First Data exclusive… Learn more...watch the video
(Click to download PDF) 
Clover Security combines the flexibility of software- or hardware-based data encryption with random number tokenization. This provides a one-two punch that protects payment card data at every transaction stage—in transit, in use, and at rest—while reducing the challenge and expense of Payment Card Industry Data Security Standard (PCI DSS) compliance. Your terminals must be TransArmour certified to take advantage of this First Data exclusive product, which is free-of-charge.
As is well documented in the media, data breaches are on the rise and criminal focus has recently shifted. Criminals are no longer targeting large corporations and institutions attempting to steal millions of accounts containing credit card and other identity information. The trend now is to attack smaller businesses and organizations. This yields smaller numbers of cards, but small business usually cannot afford enterprise level protection. With Clover Security, you now have world-class protection for your clients' credit card data.
NEW: Visit Clover Security In-Site for detailed information and tools to help better understand and utilize the power and security of Clover Security.
How the Clover Security solution works:
- The consumer provides their card number to the utility using the utility’s secure online interface
- The card data is then encrypted and transmitted to First Data front-end
- First Data front-end decrypts the data payload
- Card data is sent to the issuing bank for authorization and, in parallel, tokenized
- The token is paired with the authorization response and sent back to the utility
- The utility stores the token instead of the card data in their environment and uses the token for subsequent business processes.
3. We are a CA-certified Disabled Veteran Business Enterprise
All other factors being equal, wouldn't you rather do business with a disabled veteran?
Fairmed, Inc. is a California certified Disabled Veteran Business Enterprise (DVBE), Registrant #1238360.
When you consider a Merchant Account Provider what factors do you consider?
Background? Ignite Payments-Fairmed (an Ignite Payments Independent Agency) is owned and operated by a Service-Connected Disabled Veteran who served his country and returned to establish a business with salespeople who also value their country and the opportunities that trustworthy-selling practices provide.
- Price? Life teaches us you usually get what you pay for… nonetheless; we do provide competitive pricing and actively monitor any processing industry changes that can affect our portfolio of Ignite Payments-Fairmed merchants.
- Integrity? Most people would say merchant processing and the word integrity are an oxy-moron. Our customers will tell you we have integrity and consistency for 10+ years as a merchant account acquirer.
- Personal Service? Many merchant processor sales people just sign you up and then move on, often never to be seen again. Our sales people manage their own merchant portfolio and are always your first line of service. Yes, we also have a 24/7 corporate service department, however, our salespeople navigate the corporate morass for you, saving you the time and the hassle of doing it yourself.
